As the clock struck midnight on January 1, 2011, enforcement of the federal Red Flags Rule began—a mere three years after its enactment. (The Red Flags Rule comprises federal regulations aimed at preventing or mitigating identity theft associated with certain financial transactions. The Rule requires certain creditors that offer or maintain one or more covered accounts to develop and provide for the continued administration of a written program to detect, prevent, and mitigate identity theft in connection with the opening or maintenance of the accounts.

As the clock struck midnight on January 1, 2011, enforcement of the federal Red Flags Rule began—a mere three years after its enactment. (The Red Flags Rule comprises federal regulations aimed at preventing or mitigating identity theft associated with certain financial transactions. The Rule requires certain creditors that offer or maintain one or more covered accounts to develop and provide for the continued administration of a written program to detect, prevent, and mitigate identity theft in connection with the opening or maintenance of the accounts.

Sometimes an employee simply doesn’t measure up. Poor performance is a common basis for dismissal. Under the personnel privacy laws, when a “disciplinary action” is a dismissal, a copy of the final notice of dismissal “setting forth the specific acts … Read more